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Credit Modeling Director

Company: VirtualVocations
Location: Baltimore
Posted on: January 28, 2025

Job Description:

A company is looking for a Director, Credit Modeling.



Key Responsibilities

Develop and implement models for credit decisioning, including application, behavioral, and portfolio scorecards
Create models to assess Probability of Default (PD), Loss Given Default (LGD), and Exposure at Default (EAD) for lending portfolios
Analyze customer and business data to build predictive features for credit models and ensure data integrity



Required Qualifications

Bachelor's or Master's degree in Data Science, Statistics, Mathematics, Economics, or a related field
5+ years of experience in credit risk modeling, analytics, or data science within banking or financial services
Understanding of credit risk modeling techniques and regulatory requirements
Knowledge of consumer and commercial credit products
Experience with Large Language Models and Generative AI

Keywords: VirtualVocations, Towson , Credit Modeling Director, Executive , Baltimore, Maryland

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